@import "https://fonts.googleapis.com/css2?family=Montserrat:wght@400;500;600;700&family=Playfair+Display:ital,wght@0,600;0,700;1,600&display=swap";@layer theme{:root,:host{--font-sans:ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--spacing:.25rem;--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring{outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.visible{visibility:visible}.absolute{position:absolute}.fixed{position:fixed}.relative{position:relative}.start{inset-inline-start:var(--spacing)}.block{display:block}.hidden{display:none}.table{display:table}}:root{--burgundy:#8b1e1e;--red:#b42a2a;--wine:#611515;--gold:#d4af37;--cream:#f7f3ec;--paper:#fffdf9;--ink:#1a1a1a;--muted:#655f5a;--line:#e7ded2}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--paper);color:var(--ink);-webkit-font-smoothing:antialiased;margin:0;font-family:Montserrat,Arial,sans-serif}a{color:inherit;text-decoration:none}button,input{font:inherit}.page-width{width:min(1380px,100% - 48px);margin-inline:auto}.site-header{z-index:50;-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px);background:#fffdf9f0;border-bottom:1px solid #8b1e1e1a;position:sticky;top:0}.header-inner{justify-content:space-between;align-items:center;gap:26px;min-height:82px;display:flex}.brand{flex:none;align-items:center;gap:10px;display:inline-flex}.brand-symbol{width:55px;height:46px;color:var(--burgundy);display:block;position:relative}.brand-symbol .umbrella{position:absolute;top:0;left:14px}.brand-symbol .house{position:absolute;top:26px;left:7px}.brand-symbol .car{position:absolute;top:28px;left:34px}.brand-type{flex-direction:column;line-height:1;display:flex}.brand-type strong{color:var(--burgundy);letter-spacing:.01em;font:700 28px/1 Playfair Display,Georgia,serif}.brand-type small{text-transform:uppercase;letter-spacing:.18em;margin-top:5px;font-size:8px;font-weight:600}.brand-light .brand-symbol,.brand-light .brand-type strong{color:#fff}.header-inner nav{align-items:center;gap:clamp(20px,2.6vw,42px);font-size:13px;font-weight:600;display:flex}.header-inner nav a{transition:color .2s}.header-inner nav a:hover{color:var(--red)}.header-quote{background:var(--burgundy);color:#fff;border-radius:999px;align-items:center;gap:7px;padding:12px 18px;font-size:12px;font-weight:700;display:inline-flex}.hero-shell{background:var(--cream);border-bottom:1px solid var(--line);overflow:hidden}.hero-grid{grid-template-columns:1.05fr .92fr .88fr;align-items:stretch;min-height:650px;display:grid}.hero-copy{flex-direction:column;justify-content:center;padding:74px 54px 68px 0;display:flex}.eyebrow{color:var(--burgundy);text-transform:uppercase;letter-spacing:.18em;align-items:center;gap:8px;margin:0 0 18px;font-size:11px;font-weight:700;line-height:1.5;display:flex}.eyebrow.light{color:#f0d897}.hero-copy h1,h2,.form-heading h2{font-family:Playfair Display,Georgia,serif}.hero-copy h1{letter-spacing:-.045em;margin:0;font-size:clamp(48px,5.1vw,76px);font-weight:600;line-height:.98}.hero-copy h1 em{color:var(--burgundy);letter-spacing:-.02em;margin-top:.12em;font-family:Montserrat,Arial,sans-serif;font-size:.9em;font-style:normal;font-weight:700;line-height:1.12;display:block}.hero-lede{color:var(--muted);max-width:560px;margin:28px 0 0;font-size:16px;line-height:1.75}.hero-actions{align-items:center;gap:28px;margin-top:34px;display:flex}.button{letter-spacing:.01em;border-radius:999px;justify-content:center;align-items:center;gap:9px;padding:15px 22px;font-size:12px;font-weight:700;transition:transform .2s,background .2s;display:inline-flex}.button:hover{transform:translateY(-2px)}.button-primary{color:#fff;background:var(--burgundy)}.button-cream{color:var(--wine);background:var(--cream)}.button-gold{color:var(--ink);background:var(--gold)}.text-link{color:var(--burgundy);border-bottom:1px solid var(--burgundy);padding-bottom:3px;font-size:12px;font-weight:700}.trust-row{color:var(--muted);gap:22px;margin-top:34px;font-size:10px;font-weight:600;display:flex}.trust-row span{align-items:center;gap:5px;display:flex}.trust-row svg{color:var(--gold)}.hero-visual{background:#d9d1c6;min-height:650px;position:relative;overflow:hidden}.hero-visual:after{content:"";pointer-events:none;background:linear-gradient(#0000 55%,#200e0d8c);position:absolute;inset:0}.hero-visual img{object-fit:cover;width:100%;height:100%;display:block}.hero-visual-badge{z-index:2;color:#fff;letter-spacing:.03em;align-items:center;gap:8px;font:600 11px/1.4 Montserrat;display:flex;position:absolute;bottom:24px;left:24px}.hero-visual-badge svg{color:var(--gold)}.hero-form-wrap{background:#fff;align-items:center;padding:36px;display:flex}.quote-form{background:#fff;width:min(820px,100%);margin-inline:auto}.form-heading p{color:var(--red);text-transform:uppercase;letter-spacing:.14em;margin:0 0 8px;font-size:9px;font-weight:700}.form-heading h2{margin:0 0 24px;font-size:30px;font-weight:600;line-height:1.05}.form-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:13px;display:grid}.field{flex-direction:column;gap:6px;display:flex}.field-wide{grid-column:1/-1}.field span{color:#625c57;text-transform:uppercase;letter-spacing:.08em;font-size:9px;font-weight:700}.field input{width:100%;height:43px;color:var(--ink);background:#fffdfa;border:1px solid #ddd4ca;border-radius:7px;outline:none;padding:0 12px;font-size:12px;transition:border .2s,box-shadow .2s}.field input:focus{border-color:var(--red);box-shadow:0 0 0 3px #b42a2a17}.consent-field{color:#6a635e;align-items:flex-start;gap:9px;margin:16px 0;font-size:8.5px;line-height:1.55;display:flex}.consent-field input{accent-color:var(--burgundy);margin-top:2px}.form-submit{background:var(--burgundy);color:#fff;cursor:pointer;border:0;border-radius:8px;justify-content:center;align-items:center;gap:9px;width:100%;padding:14px 18px;font-size:11px;font-weight:700;display:flex}.form-submit:disabled{opacity:.65;cursor:wait}.form-privacy{color:#77706a;justify-content:center;align-items:center;gap:5px;margin:10px 0 0;font-size:8.5px;display:flex}.form-message{border-radius:6px;align-items:center;gap:6px;margin:12px 0 0;padding:10px;font-size:10px;display:flex}.form-message.success{color:#23602e;background:#edf8ef}.form-message.error{color:#8b1e1e;background:#fff0f0}.marquee{background:var(--burgundy);color:#fff;border-top:3px solid var(--gold);overflow:hidden}.marquee-track{will-change:transform;width:max-content;animation:12.5s linear infinite marquee;display:flex}.marquee-group{flex-shrink:0;justify-content:space-around;align-items:center;min-width:100vw;padding:18px 0;display:flex}.marquee span{white-space:nowrap;margin:0 34px;font:italic 600 22px/1 Playfair Display,Georgia,serif}.marquee i{color:var(--gold);font-size:12px;font-style:normal}@keyframes marquee{0%{transform:translate(0)}to{transform:translate(-50%)}}@media (prefers-reduced-motion:reduce){.marquee-track{width:100%;animation:none}.marquee-group{flex-wrap:wrap;justify-content:center;gap:16px 28px;width:100%;min-width:0;padding:18px}.marquee-group[aria-hidden=true]{display:none}.marquee span{margin:0}.marquee i{display:none}}.section{padding-block:100px}.intro-section{grid-template-columns:1.1fr .7fr;align-items:end;gap:90px;display:grid}.intro-section h2,.experience-panel h2,.final-cta h2{letter-spacing:-.035em;margin:0;font-size:clamp(36px,4vw,58px);font-weight:600;line-height:1.08}.intro-section>p{color:var(--muted);margin:0;font-size:15px;line-height:1.8}.product-grid{grid-template-columns:repeat(4,1fr);gap:14px;padding-bottom:110px;display:grid}.product-card{background:var(--cream);border:1px solid var(--line);flex-direction:column;min-height:330px;padding:30px;transition:transform .25s,background .25s;display:flex}.product-card:hover{background:#fff;transform:translateY(-5px)}.product-icon{width:48px;height:48px;color:var(--burgundy);border:1px solid #d7c49d;border-radius:50%;place-items:center;margin-bottom:42px;display:grid}.card-kicker{text-transform:uppercase;letter-spacing:.13em;font-weight:700;color:var(--red)!important;margin:0 0 9px!important;font-size:9px!important}.product-card h3{margin:0;font:600 27px/1.1 Playfair Display,Georgia,serif}.product-card>p{color:var(--muted);margin:15px 0 24px;font-size:12px;line-height:1.65}.card-link{color:var(--burgundy);align-items:center;gap:7px;margin-top:auto;font-size:10px;font-weight:700;display:flex}.experience-section{background:var(--burgundy);color:#fff;grid-template-columns:1.05fr .95fr;width:min(1380px,100% - 48px);margin-bottom:110px;padding:0;display:grid}.experience-panel{background:radial-gradient(circle at top left, #d4af372e, transparent 40%), var(--wine);padding:clamp(50px,7vw,100px)}.experience-panel>p:not(.eyebrow){color:#eaded8;max-width:550px;margin:26px 0 34px;font-size:14px;line-height:1.75}.experience-points{flex-direction:column;justify-content:center;padding:50px clamp(35px,5vw,75px);display:flex}.experience-points>div{border-bottom:1px solid #ffffff29;padding:23px 0 23px 58px;position:relative}.experience-points>div:last-child{border:0}.experience-points span{color:var(--gold);letter-spacing:.12em;font-size:10px;position:absolute;top:27px;left:0}.experience-points h3{margin:0 0 7px;font:600 24px/1.2 Playfair Display,Georgia,serif}.experience-points p{color:#eaded8;margin:0;font-size:11px}.final-cta{color:#fff;background:#1a1918;padding:72px 0}.final-cta-inner{justify-content:space-between;align-items:center;gap:40px;display:flex}.site-footer{color:#e5ded8;background:#111;padding:70px 0 28px}.footer-top{grid-template-columns:1.5fr .6fr .6fr 1fr;gap:50px;padding-bottom:55px;display:grid}.footer-brand>p{color:#9f9892;max-width:340px;margin-top:20px;font-size:11px;line-height:1.7}.footer-top h3{color:#fff;text-transform:uppercase;letter-spacing:.14em;margin:0 0 18px;font-size:10px}.footer-top>div:not(.footer-brand){flex-direction:column;gap:12px;display:flex}.footer-top a{color:#bdb5ae;align-items:center;gap:7px;font-size:10px;display:flex}.footer-top a:hover{color:#fff}.footer-top .footer-contact-link{align-items:flex-start;font-size:1rem;line-height:1.5}.footer-contact-link svg{flex-shrink:0;margin-top:3px}.footer-contact-link>span{overflow-wrap:anywhere;flex-direction:column;gap:3px;min-width:0;display:flex}.footer-contact-link strong{color:#fff;text-transform:uppercase;letter-spacing:.08em;font-size:.875rem;font-weight:600}.footer-bottom{color:#77716d;border-top:1px solid #2d2a28;justify-content:space-between;gap:30px;padding-top:25px;font-size:8.5px;line-height:1.6;display:flex}.footer-bottom p{max-width:670px;margin:0}.inner-hero{background:var(--wine);color:#fff;padding:96px 0 0}.inner-hero-grid{grid-template-columns:1.2fr .65fr;align-items:end;gap:90px;padding-bottom:72px;display:grid}.inner-hero h1,.contact-copy h1,.policy-hero h1{letter-spacing:-.045em;margin:0;font:600 clamp(52px,7vw,94px)/.98 Playfair Display,Georgia,serif}.inner-hero h1 em,.contact-copy h1 em{color:#f0d897}.inner-hero-side>p{color:#eaded8;margin:0 0 28px;font-size:14px;line-height:1.75}.insurance-tabs{border:1px solid #ffffff29;border-bottom:0;grid-template-columns:repeat(4,1fr);display:grid}.insurance-tabs a{color:#f0e9e4;text-transform:uppercase;letter-spacing:.08em;border-right:1px solid #ffffff29;justify-content:center;align-items:center;gap:9px;padding:22px;font-size:10px;font-weight:700;transition:background .2s;display:flex}.insurance-tabs a:last-child{border:0}.insurance-tabs a:hover{background:#ffffff14}.insurance-tabs svg{color:var(--gold)}.coverage-intro{grid-template-columns:1.15fr .65fr;align-items:end;gap:100px;padding:105px 0;display:grid}.coverage-intro h2,.property-heading h2{letter-spacing:-.035em;margin:0;font:600 clamp(38px,4vw,60px)/1.06 Playfair Display,Georgia,serif}.coverage-intro>p{color:var(--muted);margin:0;font-size:13px;line-height:1.8}.coverage-sections{border-top:1px solid var(--line)}.coverage-section{border-bottom:1px solid var(--line);grid-template-columns:220px 1fr;scroll-margin-top:100px;display:grid}.coverage-section>aside{border-right:1px solid var(--line);padding:50px 35px}.coverage-section>aside>span{color:#9e958d;letter-spacing:.16em;font-size:9px}.coverage-big-icon{width:58px;height:58px;color:var(--burgundy);border:1px solid #d6c390;border-radius:50%;place-items:center;margin:34px 0 14px;display:grid}.coverage-section>aside>p{text-transform:uppercase;letter-spacing:.12em;color:var(--burgundy);font-size:9px;font-weight:700}.coverage-content{padding:55px clamp(30px,5vw,75px) 60px}.coverage-heading{grid-template-columns:1fr .75fr;align-items:end;gap:60px;margin-bottom:40px;display:grid}.coverage-heading h2{letter-spacing:-.03em;margin:0;font:600 clamp(34px,3.5vw,51px)/1.08 Playfair Display,Georgia,serif}.coverage-heading>p{color:var(--muted);margin:0;font-size:12px;line-height:1.75}.coverage-detail-grid{border:1px solid var(--line);grid-template-columns:repeat(2,1fr);display:grid}.coverage-detail-grid article{border-right:1px solid var(--line);border-bottom:1px solid var(--line);gap:15px;min-height:130px;padding:24px;display:flex}.coverage-detail-grid article:nth-child(2n){border-right:0}.coverage-detail-grid article:nth-last-child(-n+2){border-bottom:0}.coverage-detail-grid svg{color:var(--gold);flex:none;margin-top:2px}.coverage-detail-grid h3{margin:0 0 8px;font:600 19px/1.2 Playfair Display,Georgia,serif}.coverage-detail-grid p{color:var(--muted);margin:0;font-size:10px;line-height:1.7}.extra-options{align-items:flex-start;gap:30px;margin:28px 0;display:flex}.extra-options h3{text-transform:uppercase;width:160px;color:var(--burgundy);letter-spacing:.1em;flex:none;margin:5px 0 0;font-size:9px}.extra-options>div{flex-wrap:wrap;gap:8px;display:flex}.extra-options span{background:var(--cream);color:#5e5853;border-radius:999px;padding:8px 10px;font-size:9px}.coverage-content>.card-link{width:max-content}.property-types{padding:110px 0}.property-heading{grid-template-columns:.5fr 1fr;align-items:start;gap:80px;margin-bottom:55px;display:grid}.property-grid{grid-template-columns:repeat(3,1fr);gap:14px;display:grid}.property-grid article{background:var(--cream);border:1px solid var(--line);min-height:260px;padding:35px}.property-grid svg{color:var(--burgundy)}.property-grid h3{margin:38px 0 14px;font:600 27px/1.1 Playfair Display,Georgia,serif}.property-grid p{color:var(--muted);margin:0;font-size:11px;line-height:1.7}.contact-page{background:linear-gradient(90deg,var(--wine) 0 50%,var(--cream) 50% 100%)}.contact-hero{min-height:calc(100vh - 82px)}.contact-hero-grid{grid-template-columns:1fr 1fr;display:grid}.contact-copy{color:#fff;flex-direction:column;justify-content:center;padding:100px 9vw 100px 0;display:flex}.contact-copy h1{font-size:clamp(52px,6.2vw,84px)}.contact-copy>p:not(.eyebrow){color:#e6d9d2;margin:28px 0 42px;font-size:14px;line-height:1.8}.contact-method{border-top:1px solid #ffffff2b;align-items:center;gap:15px;padding-top:27px;display:flex}.contact-method svg{color:var(--gold)}.contact-method div{flex-direction:column;gap:5px;min-width:0;display:flex}.contact-method span{color:#c9bbb5;text-transform:uppercase;letter-spacing:.12em;font-size:8px}.contact-method.contact-detail span{letter-spacing:.08em;font-size:.875rem}.contact-method a{overflow-wrap:anywhere;font:600 1.125rem/1.5 Playfair Display,Georgia,serif}.contact-method+.contact-method{margin-top:22px}.contact-note{color:#c9bbb5;align-items:center;gap:8px;margin-top:25px;font-size:9px;display:flex}.contact-note svg{color:var(--gold)}.contact-form-card{background:var(--cream);align-items:center;padding:70px clamp(35px,7vw,100px);display:flex}.contact-form-card .quote-form{border-top:3px solid var(--gold);padding:42px;box-shadow:0 24px 70px #4b2a1e1f}.contact-form-card .form-heading h2{font-size:40px}.policy-page{background:var(--paper)}.policy-hero{background:var(--wine);color:#fff;padding:90px 0 65px}.policy-hero-inner{justify-content:space-between;align-items:flex-end;gap:50px;display:flex}.policy-hero h1{font-size:clamp(55px,7vw,92px)}.policy-hero-inner>p{color:#d8c8c0;text-transform:uppercase;letter-spacing:.1em;margin:0 0 8px;font-size:10px}.policy-layout{grid-template-columns:240px 1fr;align-items:start;gap:95px;padding:90px 0 120px;display:grid}.policy-nav{background:var(--cream);border-top:2px solid var(--gold);flex-direction:column;gap:13px;padding:24px;display:flex;position:sticky;top:115px}.policy-nav p{color:var(--burgundy);text-transform:uppercase;letter-spacing:.12em;margin:0 0 7px;font-size:9px;font-weight:700}.policy-nav a{color:#625c57;font-size:10px;line-height:1.4}.policy-nav a:hover{color:var(--burgundy)}.policy-content{max-width:820px}.policy-content section{border-bottom:1px solid var(--line);margin-bottom:48px;padding:0 0 48px;scroll-margin-top:120px}.policy-content h2{margin:0 0 22px;font:600 31px/1.2 Playfair Display,Georgia,serif}.policy-content p,.policy-content li{color:#5e5853;font-size:12px;line-height:1.85}.policy-content p{margin:0 0 16px}.policy-content ul{margin:0 0 18px;padding-left:20px}.policy-content li{margin-bottom:10px}.policy-content a:not(.card-link){color:var(--burgundy);text-underline-offset:3px;text-decoration:underline}.policy-contact{background:var(--cream);border:0!important;padding:35px!important}.policy-contact p.contact-detail{overflow-wrap:anywhere;font-size:1rem}.policy-contact .card-link{width:max-content;margin-top:24px}@media (width<=1120px){.hero-grid{grid-template-columns:1fr 1fr}.hero-copy{padding-right:40px}.hero-form-wrap{grid-column:1/-1;padding:55px}.quote-form-compact{max-width:850px}.hero-form-wrap .form-grid{grid-template-columns:repeat(4,1fr)}.hero-form-wrap .field-wide{grid-column:span 2}.product-grid{grid-template-columns:repeat(2,1fr)}.header-inner nav{gap:18px}.coverage-section{grid-template-columns:165px 1fr}.coverage-heading{grid-template-columns:1fr;gap:18px}.contact-copy{padding-right:6vw}.contact-form-card{padding-inline:45px}}@media (width<=760px){.page-width{width:min(100% - 28px,620px)}.header-inner{min-height:72px}.header-inner nav{display:none}.header-quote{padding:10px 14px}.brand-type strong{font-size:24px}.brand-symbol{transform-origin:0;width:48px;transform:scale(.9)}.hero-grid{grid-template-columns:1fr;width:100%}.hero-copy{padding:58px 20px 46px}.hero-copy h1{font-size:52px}.hero-visual{min-height:470px}.hero-form-wrap{grid-column:auto;padding:42px 20px}.hero-form-wrap .form-grid,.form-grid{grid-template-columns:1fr}.hero-form-wrap .field-wide,.field-wide{grid-column:auto}.trust-row{flex-direction:column;gap:9px}.intro-section{grid-template-columns:1fr;gap:25px;padding-block:75px}.product-grid{grid-template-columns:1fr;padding-bottom:75px}.experience-section{grid-template-columns:1fr;width:100%;margin-bottom:0}.experience-panel{padding:60px 25px}.experience-points{padding:35px 25px}.final-cta-inner{flex-direction:column;align-items:flex-start}.footer-top{grid-template-columns:1fr 1fr}.footer-brand{grid-column:1/-1}.footer-bottom{flex-direction:column}.inner-hero{padding-top:70px}.inner-hero-grid,.coverage-intro,.property-heading{grid-template-columns:1fr;gap:30px}.insurance-tabs{grid-template-columns:repeat(2,1fr);width:100%}.insurance-tabs a:nth-child(2){border-right:0}.insurance-tabs a:nth-child(-n+2){border-bottom:1px solid #ffffff29}.coverage-intro{padding:75px 0}.coverage-section{grid-template-columns:1fr}.coverage-section>aside{border-right:0;border-bottom:1px solid var(--line);align-items:center;gap:17px;padding:26px 20px;display:flex}.coverage-section>aside>span{order:3;margin-left:auto}.coverage-big-icon{width:44px;height:44px;margin:0}.coverage-content{padding:42px 6px 55px}.coverage-detail-grid{grid-template-columns:1fr}.coverage-detail-grid article{border-right:0}.coverage-detail-grid article:nth-last-child(2){border-bottom:1px solid var(--line)}.extra-options{flex-direction:column;gap:15px}.extra-options h3{width:auto}.property-grid{grid-template-columns:1fr}.contact-page{background:var(--wine)}.contact-hero-grid{grid-template-columns:1fr;width:100%}.contact-copy{padding:70px 20px}.contact-form-card{padding:50px 20px}.contact-form-card .quote-form{padding:28px 20px}.policy-hero-inner{flex-direction:column;align-items:flex-start;gap:25px}.policy-layout{grid-template-columns:1fr;gap:45px;padding-top:55px}.policy-nav{position:static}}@media (width<=430px){.header-quote{width:42px;height:42px;padding:0;font-size:0}.header-quote svg{width:18px;height:18px}.hero-copy h1{font-size:45px}.hero-actions{flex-direction:column;align-items:flex-start;gap:18px}.footer-top{grid-template-columns:1fr}.footer-brand{grid-column:auto}}.footer-office{color:#bdb5ae;align-items:flex-start;gap:7px;font-size:14px;line-height:1.5;display:flex}.footer-office svg,.contact-method svg{flex-shrink:0}.footer-office>div{flex-direction:column;gap:3px;min-width:0;display:flex}.footer-office strong{color:#fff;letter-spacing:.06em;font-size:14px;font-weight:600}.footer-office address,.contact-method address{font-style:normal}.contact-method address{font-size:16px;line-height:1.5}